Limited Company Buy to Let
One of the major developments in the Buy to Let mortgage market over recent years has been the increasing number of investors creating and purchasing property through a Limited Company. There have been many reasons for investors following this route but predominantly this evolution corresponded with changes to the way in which HMRC tax property income.
As with any buy to let investment the market is complex with significant risks and implications associated with it. Understanding affordability, deposit sizes, interest coverage ratios, rental returns, portfolios etc. and how they all fit together is fundamental in securing the best mortgage solution for you.
So is it better to purchase buy to let property in your personal name or as a limited company?
This is a good question and to be honest with you the answer will depend on a combination of your personal circumstances and objectives. The key is for us to understand the situation fully and work with your tax adviser to create the ideal solution for you to ensure that your property investment journey can be realised.
We have advised and helped clients from the start of their journey through to re-financing to release capital to further develop and grow their portfolio. This is a market that we work in daily with our client base increasing year on year with referrals from other property investors.
So if you are unsure of the best direction for your property investments why not speak to us so we can identify your needs and objectives. We will explain your options available providing the necessary information to enable you to make informed decisions. We will propose solutions, create a strategy and support you throughout your property investment journey, so please feel free to get in touch to start the process off with a free initial consultation.